The only suite of financial infrastructure APIs to build programmable experiences around any real-time payment card transaction.
Live now
United Kingdom
Ireland
United States
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In beta
Sweden
Norway
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On our radar
Australia
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Singapore
Japan
Transactions
Link direct to customer cards through our secure SDKs and easily surface real-time transaction data from Visa©, Mastercard© and Amex©.
- Eliminate friction for customers and build flexible, personalised experiences.
- Receive granular customer transaction data in real-time.
- Use location and merchant data to pinpoint exactly where and when customers are spending.
- Protect privacy with PCI compliant SDKs that securely tokenize card data.
Transaction object
JSON
{
"id": "7fdfd5d8-9589-402f-8477-4a727ad138a2",
"accountId": "4ed4b72b-aa4c-43a1-8054-da6d1368e17a",
"amount": 100,
"auth": true,
"cleared": false,
"created": "2019-04-09T16:00:00.644Z",
"currency": "GBP",
"datetime": "2019-04-10T15:59:30",
"offer": null,
"programId": "6e38aa0c-b7ef-46bd-b1bd-c07c647d9cba",
"updated": "2019-04-09T16:00:00.644Z",
"wallet": "apple-pay",
"brand": {
"id": "9d136f2e-df99-4a08-a0a5-3bc1534b7db8",
"logoUrl": "https://coffeebrand.com/logo.png",
"name": "Coffee Brand"
},
"card": {
"id": "bc538b71-31c5-4699-820a-6d4a08693314",
"firstNumbers": "555500",
"lastNumbers": "5001",
"scheme": "visa",
"metadata": {
"id": "00012345",
"name": "Joseph Cooper"
}
},
"identifiers": {
"amexApprovalCode": "AA00BB",
"mastercardRefNumber": "AABBCCDDE",
"mastercardTransactionSequenceNumber": "0000001234567",
"MID": "8552067328",
"visaAuthCode": "A73H890"
},
"location": {
"id": "7a916fbd-70a0-462f-8dbc-bd7dbfbea140",
"address": "53 Frith Street",
"city": "London",
"countryCode": "GBR",
"postcode": "W1D 4SN",
"timezone": "Europe/London",
"geolocation": {
"latitude": 51.513716,
"longitude": -0.13202
},
"metadata": {
"id": "0001234567",
"name": "Coffee Brand HQ"
}
}
}Offers
Create and manage card-linked offers with a variety of retailers – all in one place.
- Partner with more businesses on card-linked offers and promotions.
- Access and manage all offers information on one platform.
- Understand buyer behaviour by tracking transactional data across all offers in real time.
Offer object
JSON
{
"id": "49b407ef-508a-432b-900c-a04e5e6ac86c",
"additionalTerms": "none",
"brandId": "e4928475-6a39-41e6-8484-951202d43de9",
"brandName": "Starbucks",
"brandLogoURL": "https://starbucks.com/logo.png",
"countryCode": "USA",
"created": "2018-10-19T12:12:00.000Z",
"currency": "USD",
"daysOfWeek": [0,1,2,3,4,5,6],
"endDate": "2019-06-24T13:13:00.000Z",
"feeSplit": 70,
"locationsFile": "./all_locations.csv",
"locationsTotal": 240,
"maxRedemption": 1000,
"maxRedemptionCounter": 730,
"minTransactionAmount": 150,
"name": "20% Off Everything",
"performanceFee": 4,
"priority": 1,
"programId": "f446d575-d8c2-4a9e-8e12-ffd970d1a6t",
"publisherId": "d346d574-d5c2-4a0e-8e02-ffd713fd1a9d",
"returnPeriod": 30,
"schemes": [
"amex",
"mastercard",
"visa"
],
"startDate": "2018-10-19T00:00:00.000Z",
"status": "ACTIVE",
"type": {
"name": "discount",
"value": 20
},
"updated": "2018-10-19T12:12:00.000Z",
"userId": "82c5a9ed-5301-46ab-8599-6bcb0d017cc6"
}Reimbursement
Reimburse customers easily, quickly and more securely than ever before with direct payments onto linked cards.
- Improve the customer experience by reimbursing cash directly onto linked cards.
- Eliminate the need to handle other personal identifiable data, such as bank account.
- Save time and resources by automatic approvals, tracking and issuing of reimbursements to users once a claim is filed.
- Available now in the US with Visa© and Mastercard©
Transaction object with reimbursement
JSON
{
"id": "7fdfd5d8-9589-402f-8477-4a727ad239a2",
"accountId": "4ed4b62b-aa4c-43a1-8064-da6d1368e17a",
"programId": "6e38aa0c-b7ef-46bd-b1bd-c07c648d9cba",
"datetime": "2021-08-20T11:11:11",
"created": "2021-08-20T11:11:11.000Z",
"updated": "2021-08-20T11:11:11.000Z",
"auth": true,
"cleared": true,
"amount": 5,
"currency": "USD",
"wallet": null,
"card": {
"id": "bc538b71-31c5-4699-840a-6d4a08693314",
"firstNumbers": "555500",
"lastNumbers": "5001",
"scheme": "visa",
"metadata": {
"customKey1": "customValue1",
"customKey2": "customValue2"
}
},
"brand": {
"id": "9d136f2e-df99-4a08-a0a5-3bc1534b7db9",
"name": "Starbucks",
"logoUrl": null
},
"location": {
"id": "7a916fbd-70a0-462f-8dbc-bd7dbfbea160",
"address": "5th Avenue",
"city": "New York",
"postcode": "10016",
"countryCode": "USA",
"timezone": "America/New_York",
"geolocation": {
"latitude": 43.9168069,
"longitude": -73.3044301
},
"metadata": {
"customKey1": "customValue1",
"customKey2": "customValue2"
}
},
"offer": null,
"identifiers": {
"MID": "123456789",
"mastercardTransactionSequenceNumber": "0000000000000",
"mastercardRefNumber": "AABBCCDDE",
"amexApprovalCode": "AA00BB",
"visaAuthCode": "000000",
"mastercardAuthCode": null
},
"reimbursementEligible": false,
"reimbursement": {
"amount": 2.55,
"created": "2021-09-30T11:11:11.000Z",
"creditsTransactionId": "1250ab5a-0661-4a06-a40c-8514093a9241",
"description": "Earned Stars",
"status": "issued"
}
}